Agricultural Loans

Community banks and insurance companies have been the traditional source for real estate related agricultural loans. Lately, these traditional sources have shied away from agriculture loans, making it difficult for farmers to get needed capital. ReProp Financial can work with farmers to make loans that make sense. We can also help part-time farmers and homeowners who choose to live on large rural parcels where traditional residential lending sources are not available. Key Benefits We can make loans that have been turned down by the traditional sources of agricultural capital. We can work with the farmer’s bank and convert loss carry forward. We can help the farmer formulate a plan that gets the farmer back to traditional sources of capital. We treat each lending situation uniquely. No two farmers are alike, and the best thing about ReProp is that we can tailor a loan to meet the unique needs in any given situation. You and your customer always have ReProp’s Promises to You:

  1. We treat your customers as you would. We personally manage each loan through closing, then we portfolio each loan until payoff. Lending decisions are made quickly and with no surprises at closing.
  2. The borrower is always your customer. Many requests are transitional and you can place your customer in your loan when appropriate.
  3. You remain in the loop throughout the loan cycle.


Agriculture Programs

All our agri-business loans are tailored to meet our customer’s needs. Our loans fit into the following general categories:

Agri-Business with facilities. We have financed cold storage facilities, processing plants, stockyards and the like, both new and existing. We can build facilities and work with the SBA to jointly finance them long term.

Crop, grazing and timberlands. We have financed crops, orchards, grazing and timberlands from sweet corn to sweet peas, from prunes to peaches, cattle to emu and redwood to eucalyptus. We can structure loans in conjunction with the FSA and banks to help solve problems that banks won’t touch, with an eye toward getting the farmer back in the black or improving an operation that is already perking along.